Why We’re Better

Cycle insurance the Wiggle way

As cyclists we know how it feels when the bad stuff happens, that’s why our benefits are all about making your bicycle insurance experience straightforward and as painless as possible in the event of a claim. Compare our standout bicycle insurance benefits and find out what they mean for you as a cyclist.

Benefit Wiggle Home and contents Bicycle membership Other specialists
Income replacement:

What this means for you

Unable to work after a crash? Get up to 12 months of income replacement and rest easy.

No choice but to stay home? How far will you fall behind on payments?

wait 2 weeks until you can begin the process of claiming

Receive no cover in the event you can not work, even if for a short period of time.

Benefit Wiggle Home and contents Bicycle membership Other specialists
Funeral cover: unlikely unlikely

What this means for you

We will provide up to $5000 to your family to assist with these costs, relieving unnecessary stress.

Go through the process of claiming, only to find out you are not covered.

you will receive financial assistance on a small scale

Your loved ones won’t receive any financial assistance in this worst case scenario

Benefit Wiggle Home and contents Bicycle membership Other specialists
Race Cover:

What this means for you

Accident while racing in the bunch? You are fully covered for up to $30K. Race without restriction

your bike will not be covered in the event you are racing and doing what you love

Looking to level up and start racing? They will not provide race cover

Go through a delayed claims process when looking to claim back and get back to training

Benefit Wiggle Home and contents Bicycle membership Other specialists
Accidental damage: unlikely

What this means for you

Receive up to $30K in damage replacement to your beloved bike, whether it be a pothole or a high speed crash

best not take your bike out for a ride because you are not covered for any damages in any situation

Riding you new bike with your cycling member buddies? Try not to fall because you are not covered

Be Limited to $10K cover on repairing your bike in the event it gets damaged.

Benefit Wiggle Home and contents Bicycle membership Other specialists
Excess charges:

What this means for you

Pay half the excess that other specialist charge when making a claim. $250 for a full replacement of your bike? We ve got you covered!!

Large excess when claiming with people who dont know bikes and the costs involved like we do

Up to $1000 excess on any and all claims. Sounds a bit extreme if you ask us.

$500 excess when claiming on even the smallest amounts. Is it worth it?

Our Cycle Insurance

/ Essential Cover

Essential Cover insurance for only $100 a year.
Non-Medicare medical costs $10,000
Accidental damage $1,500
Malicious damage $1,500
Income replacement $50,000
Theft at or away from home $1,500
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $1,500
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Counselling support $2,000
View all benefits

/ Comprehensive Cover

Comprehensive Cover insurance could be for you if you’re looking for cover for racing, travel and up to $30k of theft.
Non-Medicare medical costs $10,000
Accidental damage $30,000
Malicious damage $30,000
Income replacement $50,000
Theft at or away from home $30,000
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $30,000
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Parent inconvenience expense $2,000
View all benefits