Why insure with us?

Unbeatable value policy benefits from Wiggle Cycle Insurance

Exceptional value policy benefits from Wiggle Cycle Insurance. Our policy benefits are geared to make your cycle insurance experience straightforward and your claims process as smooth as possible.

Third Party Liability
Third Party Liability
Accidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle will protect you for up to $10 000 000 of Third Party Liability Cover. An essential benefit to protect you financially.
Personal Accident
Personal Accident
In the event of serious injury or death sustained from riding your bike, we’ll provide up to $100 000 of personal accident cover to give you and your family peace of mind. You shouldn’t risk riding without it.
Emergency Private Medical & Dental
Emergency Private Medical & Dental
If you are injured as a result of a crash whilst riding your bicycle, we will reimburse your reasonable costs, up to a maximum of $10,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury.
Emergency Physiotherapy
Emergency Physiotherapy
If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.
Theft & Accidental Damage
Theft & Accidental Damage
If your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.
New for Old
New for Old
If you’ve purchased a new bike that is stolen or damaged beyond repair within 2 years of the purchase date, we’ll get you back in the saddle on a new shiny bike.
Income Replacement
Income Replacement
If you are injured as a result of a crash whilst riding your bicycle and are unable to perform your usual or regular occupation, we will pay you UP TO $1,000 per week for a period of up to 50 weeks in any one period of insurance.
Chauffeur Plan
Chauffeur Plan
If you are injured as a result of a crash preventing you from driving from driving or using public transport we will reimburse up to $4000 of the costs you incur for the hire of a suitable chauffeur vehicle or taxi.
Accessories & Clothing
Accessories & Clothing
At Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.
Active Cover
Active Cover
If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle insures you for every type of mass participation event or competition.
Global Travel
Global Travel
Whether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with year round worldwide cover for cycling, competition and during transportation.
Bike Box Cover
Bike Box Cover
If your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered.
Funeral Cover
Funeral Cover
Wiggle will provide up to $5000 to your beneficiaries in the event of death as a result of a cycling accident, towards the cost of funeral expenses.
Home Help Expense
Home Help Expense
If you are injured as a result of a crash whilst riding your bicycle and these injuries prevent you from caring for yourself in your home, we will reimburse home help expenses up to $5000.
Counselling Support
Counselling Support
If you witness an accident whilst riding your bicycle which results in the death of a cyclist, or you are killed in a cycling accident leaving loved ones behind, Wiggle will cover up to $2000 towards counselling support provided by a legally qualified psychologist or psychiatrist.

Our Cycle Insurance

/ Essential Cover

Essential Cover insurance for only $100 a year.
Non-Medicare medical costs $10,000
Accidental damage $1,500
Malicious damage $1,500
Income replacement $50,000
Theft at or away from home $1,500
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $1,500
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Counselling support $2,000
View all benefits

/ Comprehensive Cover

Comprehensive Cover insurance could be for you if you’re looking for cover for racing, travel and up to $30k of theft.
Non-Medicare medical costs $10,000
Accidental damage $30,000
Malicious damage $30,000
Income replacement $50,000
Theft at or away from home $30,000
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $30,000
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Parent inconvenience expense $2,000
View all benefits