Third Party Liability
Accidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle will protect you for up to $10 000 000 of Third Party Liability Cover. An essential benefit to protect you financially.
In the event of serious injury or death sustained from riding your bike, we’ll provide up to $100 000 of personal accident cover to give you and your family peace of mind. You shouldn’t risk riding without it.
Emergency Private Medical & Dental
If you are injured as a result of a crash whilst riding your bicycle, we will reimburse your reasonable costs, up to a maximum of $10,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury.
If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.
Theft & Accidental Damage
If your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.
New for Old
If you’ve purchased a new bike that is stolen or damaged beyond repair within 2 years of the purchase date, we’ll get you back in the saddle on a new shiny bike.
If you are injured as a result of a crash whilst riding your bicycle and are unable to perform your usual or regular occupation, we will pay you UP TO $1,000 per week for a period of up to 50 weeks in any one period of insurance.
If you are injured as a result of a crash preventing you from driving from driving or using public transport we will reimburse up to $4000 of the costs you incur for the hire of a suitable chauffeur vehicle or taxi.
Accessories & Clothing
At Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.
If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle insures you for every type of mass participation event or competition.
Whether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with year round worldwide cover for cycling, competition and during transportation.
Bike Box Cover
If your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered.
Wiggle will provide up to $5000 to your beneficiaries in the event of death as a result of a cycling accident, towards the cost of funeral expenses.
Home Help Expense
If you are injured as a result of a crash whilst riding your bicycle and these injuries prevent you from caring for yourself in your home, we will reimburse home help expenses up to $5000.
If you witness an accident whilst riding your bicycle which results in the death of a cyclist, or you are killed in a cycling accident leaving loved ones behind, Wiggle will cover up to $2000 towards counselling support provided by a legally qualified psychologist or psychiatrist.