Insurance approved locks

Bicycle locks and shed padlocks

Wiggle Cycle Insurance is provided on the basis that you use a Sold Secure rated lock to secure your bicycle. Below are our lock requirements based on the value of your bicycle.

Approved Locks

The locks Wiggle currently approves are;

  • / Any keyed armour padded cable lock less than 2 years old at policy inception.
  • / Any keyed D-lock less than 2 years old at policy inception.
  • / You can view our approved locks list here.
  • / If you are unsure if your lock is approved, please send us an email with the locks brand, model and value (if possible a photo) and we can let you know if it is approved.

Tips on bike security

Buy the correct approved lock for the value of your bike
Buy the correct approved lock for the value of your bike
A cheap lock offers little resistance to a thief
The price: you get what you pay for. A cheap lock offers little resistance to a thief
D locks: the most durable and of secure of any lock
D locks: the most durable and of secure of any lock
Cable and combination locks can be cut easily
Cable and combination locks can be cut easily
Make sure your bike lock is weather proof.
Make sure your bike lock is weather proof. A rusty lock can weaken the lock.
Make sure accessories are removed - e.g Lights, computers etc.
Make sure accessories are removed – e.g Lights, computers etc.

Our Cycle Insurance

/ Essential Cover

Essential Cover insurance for only $100 a year.
Non-Medicare medical costs $10,000
Accidental damage $1,500
Malicious damage $1,500
Income replacement $50,000
Theft at or away from home $1,500
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $1,500
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Counselling support $2,000
View all benefits

/ Comprehensive Cover

Comprehensive Cover insurance could be for you if you’re looking for cover for racing, travel and up to $30k of theft.
Non-Medicare medical costs $10,000
Accidental damage $30,000
Malicious damage $30,000
Income replacement $50,000
Theft at or away from home $30,000
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $30,000
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Parent inconvenience expense $2,000
View all benefits