Insurance approved locks

PPROVED LOCKS REQUIREMENTS

Wiggle Bicycle Insurance is provided on the basis that you use one of our approved locks and should be read in conjunction with the security conditions on page 19 of the Essential PDS/page 20 of the Comprehensive PDS.

Approved Locks

The locks Wiggle currently approves are;

Approved lock means a keyed armoured cable lock or a keyed chain lock set or a keyed D-lock, which is less than 2 years old when you first enter into this insurance and is listed on the ‘Approved Locks’ download page and for which you are able to provide a least one key in the event of a theft claim.

Tips on bike security

Buy the correct approved lock for the value of your bike
Buy the correct approved lock for the value of your bike
A cheap lock offers little resistance to a thief
The price: you get what you pay for. A cheap lock offers little resistance to a thief
D locks: the most durable and of secure of any lock
D locks: the most durable and of secure of any lock
Cable and combination locks can be cut easily
Cable and combination locks can be cut easily
Make sure your bike lock is weather proof.
Make sure your bike lock is weather proof. A rusty lock can weaken the lock.
Make sure accessories are removed - e.g Lights, computers etc.
Make sure accessories are removed – e.g Lights, computers etc.

Our Cycle Insurance

/ Essential Cover

Essential Cover insurance for only $100 a year provides the following cover up to the limits listed below.
Non-Medicare medical costs $1,000
Accidental damage $1,500
Malicious damage $1,500
Theft at or away from home $1,500
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $10,000
Loss and damage in transit $1,500
Death lump sum payment $10,000
View all benefits

/ Comprehensive Cover

Comprehensive Cover insurance could be for you if you’re looking for cover for racing, travel and up to $30k of theft. Limits are as follows
Non-Medicare medical costs $1,000
Accidental damage $30,000
Malicious damage $30,000
Theft at or away from home $30,000
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $10,000
Loss and damage in transit $30,000
Death lump sum payment $10,000
View all benefits