Our Cycle Insurance

 

Our Cycle Insurance

At Wiggle, we love bikes. That’s why we’ve developed Wiggle Cycle Insurance, we want people to experience the joy of cycling without having to worry about the bad stuff. We’ve made it easy for cyclists to find the right policy for their ride and their pocket. We offer two straightforward policies packed with extensive benefits to provide cyclists with cover they can rely on, exceptional value, and a claims service to get you back on your bike as quickly as possible, should you need it. Enjoy your ride in the knowledge that you have the right cover. Wiggle Cycle Insurance we’re for the #goodstuff.

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Our Essential Cover Insurance policy has been designed to include what we think every cyclist may need in bicycle insurance. All for $100 per annum. Essential Cover provides the following insurance benefits:
  • $10K non-Medicare medical cost cover for personal accident
  • $1.5K accidental damage or theft of your bike
  • $50K income replacement
  • $10 million for any 3rd party body or property damage
  • $100K pay out for permanent injury
For more information read the Essential Cover Product Disclosure Statement.
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Benefits

  • Non-Medicare medical costs $10,000
  • Accidental damage $1,500
  • Malicious damage $1,500
  • Income replacement $50,000
  • Theft at or away from home $1,500
  • 3rd Party Property Cover $10,000,000
  • 3rd Party Bodily Injury Cover $10,000,000
  • Permanent injury $100,000
  • Loss and damage in transit up to $1,500
  • Death lump sum payment $50,000
  • Funeral $5,000
  • Home help expenses $5,000
  • Chauffeur plan $4,000
  • Home and motor vehicle modifications $10,000
  • Counselling support $2,000
 
Our Comprehensive Cover insurance policy has been designed for the racer who likes to travel overseas and needs some extra cover for their beloved bike. Comprehensive Cover provides all the benefits of Essential Cover, plus more:
  • Up to $30K worth of accidental bike damage and theft
  • Cover whilst travelling overseas
  • Racing cover
  • Custom parts and accessories
  • Bicycle rack cover
  • New for old replacement (first two years)
For more information read the Comprehensive Cover Product Disclosure Statement.
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View all benefits
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Benefits

  • Non-Medicare medical costs $10,000
  • Accidental damage $30,000
  • Malicious damage $30,000
  • Income replacement $50,000
  • Theft at or away from home $30,000
  • 3rd Party Property Cover $10,000,000
  • 3rd Party Bodily Injury Cover $10,000,000
  • Permanent injury $100,000
  • Loss and damage in transit up to $30,000
  • Death lump sum payment $50,000
  • Funeral $5,000
  • Home help expenses $5,000
  • Chauffeur plan $4,000
  • Home and motor vehicle modifications $10,000
  • Parent inconvenience expense $2,000

Cover Includes

  • Overseas riding
  • Racing
  • New for old (first 2 years)
  • Road hazard
  • Bicycle rack cover
  • Worldwide extension
  • *Custom parts
  • *Additional wheelsets
  • *Accessories

Compare our products

We’ve made it easier for you to choose the cycle insurance you need for your ride. Our simple table clearly shows what is (and what isn’t) included in our two cycle insurance packages.
Features
/ Essential Cover
/ Comprehensive Cover
Price Per Year
$100
Varies – Quote generated depending on value of bike/s
Accidental damage
$1,500
$30,000
Malicious damage
$1,500
$30,000
Theft at or away from home
$1,500
$30,000
Loss and damage in transit
$1,500
$30,000
Overseas riding
no
yes
Racing
no
yes
New for old (first 2 years)
no
yes
Road hazard
no
yes
Bicycle rack cover
no
yes
Worldwide extension
no
yes
*Custom parts
no
yes
*Additional wheelsets
no
yes
*Accessories
no
yes
Personal Accident : Non-Medicare medical costs
$10,000
$10,000
Income replacement
$50,000
$50,000
3rd Party Property Cover
$10,000,000
$10,000,000
3rd Party Bodily Injury Cover
$10,000,000
$10,000,000
Permanent injury
$100,000
$100,000
Death lump sum payment
$50,000
$50,000
Funeral
$5,000
$5,000
Home help expenses
$5,000
$5,000
Chauffeur plan
$4,000
$4,000
Home and motor vehicle modifications
$10,000
$10,000
Counselling support
$2,000
$2,000
Parent inconvenience expense
$2,000
$2,000
Enter bicycle value
Enter bicycle value
Price Per Year
Accidental damage
Malicious damage
Theft at or away from home
Loss and damage in transit
Overseas riding
Racing
New for old (first 2 years)
Road hazard
Bicycle rack cover
Worldwide extension
*Custom parts
*Additional wheelsets
*Accessories
Personal Accident : Non-Medicare medical costs
Income replacement
3rd Party Property Cover
3rd Party Bodily Injury Cover
Permanent injury
Death lump sum payment
Funeral
Home help expenses
Chauffeur plan
Home and motor vehicle modifications
Counselling support
Parent inconvenience expense
Assist
Essential
Elite
$100
Varies – Quote generated depending on value of bike’s
$1,500
$30,000
$1,500
$30,000
$1,500
$30,000
$1,500
$30,000
no
yes
no
yes
no
yes
no
yes
no
yes
no
yes
no
yes
no
yes
no
yes
$10,000
$10,000
$50,000
$50,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$100,000
$100,000
$50,000
$50,000
$5,000
$5,000
$5,000
$5,000
$4,000
$4,000
$10,000
$10,000
$2,000
$2,000
$2,000
$2,000
Enter bicycle value
Enter bicycle value
* For more information read the Comprehensive Cover Product Disclosure Statement