COMMUTER CYCLE INSURANCE FOR BICYCLES

Commute/City Insurance

WIGGLE CYCLE INSURANCE OFFERS PROTECTION AND PEACE OF MIND FOR YOUR COMMUTE

Looking for cover while cycling along busy city or rural roads? If you take a spill, get involved in a collision, or become the victim of a theft, Wiggle Cycling Insurance will be there to help. We provide assistance immediately after the incident and help to get you back in the saddle as soon as possible, so you can ride with confidence.

As a commuter or city cyclist, here’s why you should consider cycle insurance:

Theft & Accidental Damage
Theft & Accidental Damage

If you cycle to work, we’ll protect you against theft if your bicycle is stolen. As long as you’re using an approved lock, we can help you get back in the saddle on a shiny new bike. We’ll also cover any accessories named on your policy for theft or accidental damage.

If you’re involved in a collision with a car, pedestrian or fellow cyclist, our cycle insurance will cover you for accidental damage. We’ll also cover any accessories named on your policy for theft or accidental damage.

Third Party Liability
Third Party Liability

If you’re out riding and accidentally run into a pedestrian, or cause damage to the property of a third party, Wiggle Comprehensive offers liability cover for Third Party Property Damage and Third Party Bodily Injury up to $10 000 000.

Emergency Private Medical, Dental And Physiotherapy
Emergency Private Medical, Dental And Physiotherapy

If you are injured as a result of a crash whilst riding your bicycle, we will reimburse your reasonable costs, up to a maximum of $10,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury. Examples of non-Medicare medical expenses include ambulance, physiotherapy and dentistry.

Income Replacement
Income Replacement

If you are injured as a result of a crash whilst riding your bicycle and are unable to perform your usual or regular occupation, we will pay you UP TO $1,000 per week for a period of up to 50 weeks in any one period of insurance.

OUR COMMUTER CYCLE INSURANCE

Enjoy your ride to work in the knowledge that you have the right cover with Wiggle Commuting Cycle Insurance.

We’ve made it easy for cyclists like you to find the right policy for your commute, and your pocket. We offer two straightforward policies packed with extensive benefits to provide commuter cyclists with cover you can rely on, exceptional value, and a claims service that will get you back on your bike as quickly as possible, should you need it.

/ Essential Cover

Essential Cover insurance for only $100 a year.
Non-Medicare medical costs $10,000
Accidental damage $1,500
Malicious damage $1,500
Income replacement $50,000
Theft at or away from home $1,500
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $1,500
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Counselling support $2,000
View all benefits

/ Comprehensive Cover

Comprehensive Cover insurance could be for you if you’re looking for cover for racing, travel and up to $30k of theft.
Non-Medicare medical costs $10,000
Accidental damage $30,000
Malicious damage $30,000
Income replacement $50,000
Theft at or away from home $30,000
3rd Party Property Cover $10,000,000
3rd Party Bodily Injury Cover $10,000,000
Permanent injury $100,000
Loss and damage in transit up to $30,000
Death lump sum payment $50,000
Funeral $5,000
Home help expenses $5,000
Chauffeur plan $4,000
Home and motor vehicle modifications $10,000
Parent incovenience expense $2,000
View all benefits

What we cover

Wiggle Cycle Insurance is designed to protect every type of bicycle.
There’s no need for specialist mountain bike insurance, triathlon insurance or road bike insurance – our straightforward policy fits all!​