Commute in confidence in the knowledge that you’re insured when riding on busy City roads.
As a commuter, you don’t need reminding of the accidents and thefts that occur and the risks that cyclists face on the road – you’ll be only too aware of the statistics. Commuting is about the #goodstuff. It’s a great way to stay healthy, reduce your carbon footprint and perfect for nipping to the shops. Wiggle Cycle Insurance wants to keep you commuting.
As a commuter or city cyclist, here’s why you should consider cycle insurance:
If you cycle to work, we’ll protect you against theft if your bicycle is stolen, as long as you’re using an approved lock to secure your bike to an immovable object. Your bicycle may be secured in a public place for up to 24 hours.
If you’re involved in a collision with a car, pedestrian or fellow cyclist, our cycle insurance will cover you for accidental damage. We’ll also cover any accessories named on your policy for theft or accidental damage.
If you’re out riding and accidentally run into a pedestrian, or cause damage to the property of a third party, Wiggle Comprehensive offers liability cover for Third Party Property Damage and Third Party Bodily Injury up to $10 000 000.
If you are injured as a result of a crash whilst riding your bicycle, we will reimburse your reasonable costs, up to a maximum of $10,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury. Examples of non-Medicare medical expenses include ambulance, physiotherapy and dentistry.
If you are injured as a result of a crash whilst riding your bicycle and are unable to perform your usual or regular occupation, we will pay you UP TO $1,000 per week for a period of up to 50 weeks in any one period of insurance.