Wiggle Cycle Insurance
The new standard in cycle insurance
Cycle insurance made easy
Two straightforward packages. We’ve make it easy for you to choose the right package for your ride
We don’t do tricksy
Our cycle insurance is designed to protect you, not confuse you with tricksy small printOur Cycle Insurance
Why insure with us?
Exceptional value policy benefits from Wiggle Cycle Insurance. Our policy benefits are geared to make your cycle insurance experience straightforward and your claims process as smooth as possible. View our full list of benefits.-
Third Party LiabilityAccidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle will protect you for up to $10 000 000 of Third Party Liability Cover. An essential benefit to protect you financially.
Personal AccidentIn the event of serious injury or death sustained from riding your bike, we’ll provide up to $100 000 of personal accident cover to give you and your family peace of mind. You shouldn’t risk riding without it.
Emergency Private Medical & DentalIf you are injured as a result of a crash whilst riding your bicycle, we will reimburse your reasonable costs, up to a maximum of $10,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury.
Emergency PhysiotherapyIf you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice. -
Theft & Accidental DamageIf your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.
New for OldIf you’ve purchased a new bike that is stolen or damaged beyond repair within 2 years of the purchase date, we’ll get you back in the saddle on a new shiny bike.
Income ReplacementIf you are injured as a result of a crash whilst riding your bicycle and are unable to perform your usual or regular occupation, we will pay you UP TO $1,000 per week for a period of up to 50 weeks in any one period of insurance.
Chauffeur PlanIf you are injured as a result of a crash preventing you from driving from driving or using public transport we will reimburse up to $4000 of the costs you incur for the hire of a suitable chauffeur vehicle or taxi. -
Accessories & ClothingAt Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.
Active CoverIf you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle insures you for every type of mass participation event or competition.
Global TravelWhether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with year round worldwide cover for cycling, competition and during transportation.
Bike Box CoverIf your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered. -
Funeral CoverWiggle will provide up to $5000 to your beneficiaries in the event of death as a result of a cycling accident, towards the cost of funeral expenses.
Home Help ExpenseIf you are injured as a result of a crash whilst riding your bicycle and these injuries prevent you from caring for yourself in your home, we will reimburse home help expenses up to $5000.
Counselling SupportIf you witness an accident whilst riding your bicycle which results in the death of a cyclist, or you are killed in a cycling accident leaving loved ones behind, Wiggle will cover up to $2000 towards counselling support provided by a legally qualified psychologist or psychiatrist.
-
Third Party LiabilityAccidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle will protect you for up to $10 000 000 of Third Party Liability Cover. An essential benefit to protect you financially.
-
Personal AccidentIn the event of serious injury or death sustained from riding your bike, we’ll provide up to $100 000 of personal accident cover to give you and your family peace of mind. You shouldn’t risk riding without it.
-
Emergency Private Medical & DentalIf you are injured as a result of a crash whilst riding your bicycle, we will reimburse your reasonable costs, up to a maximum of $10,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury.
-
Emergency PhysiotherapyIf you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.
-
Theft & Accidental DamageIf your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.
-
New for OldIf you’ve purchased a new bike that is stolen or damaged beyond repair within 2 years of the purchase date, we’ll get you back in the saddle on a new shiny bike.
-
Income ReplacementIf you are injured as a result of a crash whilst riding your bicycle and are unable to perform your usual or regular occupation, we will pay you UP TO $1,000 per week for a period of up to 50 weeks in any one period of insurance.
-
Chauffeur PlanIf you are injured as a result of a crash preventing you from driving from driving or using public transport we will reimburse up to $4000 of the costs you incur for the hire of a suitable chauffeur vehicle or taxi.
-
Accessories & ClothingAt Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.
-
Active CoverIf you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle insures you for every type of mass participation event or competition.
-
Global TravelWhether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with year round worldwide cover for cycling, competition and during transportation.
-
Bike Box CoverIf your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered.
-
Funeral CoverWiggle will provide up to $5000 to your beneficiaries in the event of death as a result of a cycling accident, towards the cost of funeral expenses.
-
Home Help ExpenseIf you are injured as a result of a crash whilst riding your bicycle and these injuries prevent you from caring for yourself in your home, we will reimburse home help expenses up to $5000.
-
Counselling SupportIf you witness an accident whilst riding your bicycle which results in the death of a cyclist, or you are killed in a cycling accident leaving loved ones behind, Wiggle will cover up to $2000 towards counselling support provided by a legally qualified psychologist or psychiatrist.
What we cover
Wiggle Cycle Insurance is designed to protect every type of bicycle. There’s no need for specialist mountain bike insurance, triathlon insurance or road bike insurance – our straightforward policy fits all!
Insurance Comparison
Wiggle have made it easy for you to compare bicycle insurance. Our table below compares Wiggle Cycle Insurance with other providers and organisations offering insurance to cyclists. It’s easy to compare on price but you should always check what is actually included in the price you have been quoted./ Wiggle Insurance
/ Home & Contents
/ Cycling Membership Programme
/ Specialist Cycling Insurers
Accidental Damage
yes
no
unlikely
yes
Theft - Home and away
yes
yes
no
yes
Zero Admin Fees
yes
unlikely
yes
yes
Income Replacement
yes
no
yes
unlikely
Personal Accident
yes
no
yes
yes
Public Liability
yes
unlikely
yes
no
Accidental Damage
Theft - Home and away
Zero Admin Fees
Income Replacement
Personal Accident
Public Liability
Wiggle Insurance
Home & Contents
Cycling Membership Programme
Specialist Cycling Insurers
yes
unlikely
yes
no
yes
unlikely
yes
no
yes
unlikely
yes
no
yes
unlikely
yes
no
yes
unlikely
yes
no
yes
unlikely
yes
no
About Wiggle Cycle Insurance
Let us introduce ourselves
We are the online retailer run by people who love cycling. We know the highs and lows of cycling and that’s why we’ve developed Wiggle Cycle Insurance – we want people to experience the joy of cycling without having to worry about the bad stuff. We’re on a mission to:- / Provide anyone who cycles with a cyle insurance product that is relevant to their needs
- / Help make your cycle insurance choice less confusing and easy to buy
- / Deliver cycle insurance that is great value for all types of cyclists
We don’t do tricksy.
We don’t believe in tricksy policy wording, we’ll always be up front with any questions you may have and we won’t try to catch you out with the smallprint. We don’t upsell you benefits that you may not need. We are straightforward cycle insurance that you can rely on.
Testimonials
8.7 out of 10
“Excellent. Truly premium service.”
Excellent, excellent and excellent again.
My bike’s frame broke and I reached out to my insurance. Honestly, I thought I would be a stressful and complicated situation but the guys from Wiggle handled it like absolute PROs. My policy was managed by Stephan and from start to finish he dealt with me like an absolute gentleman. My claim was resolved in one week and I am extremely happy with the outcome.
I had one bike insured with Wiggle, now I am insuring a second one.
I can’t recommend these guys enough.
Keep it up Wiggle!
Stefan
“Excellent service when you really need it”
I originally purchased the insurance because it was a good price and provided excellent coverage, and having had good experiences with Wiggle generally I figured their insurance should also be a great product. I recently had an accident that resulted in a cracked carbon frame, and I could not praise Wiggle highly enough for how the claim was managed. I was looked after by Conrad de Jongh who was nothing but professional and efficient throughout my claim. They were also happy to offer me a cash settlement to the value of the repair costs, which means I do not have to live with the slight distrust of a repaired carbon frame.
All in all, I cannot think of a single way my claim could have been handled better, and I could not recommend Wiggle Insurance more highly.
Tim Womack