Essential Cover
Our Essential Cover Insurance policy has been designed to include what we think every cyclist may need in bicycle insurance. All for $100 per annum .
Essential Cover provides the following insurance benefits:
- $10K non-Medicare medical cost cover for personal accident
- $1.5K accidental damage or theft of your bike
- $50K income replacement
- $10 million for any 3rd party body or property damage
- $100K pay out for permanent injury
View full benefits of Essential Cover
This is the Essential Cover that anyone who rides a bike should have. Give yourself and your loved one peace of mind.
If you do a header off your bike tomorrow what would happen?
You need to be covered for personal injury. Plus we'll cover bike damage or loss up to $1,500 and we protect your assets from 3rd party claims against you.
All for less than $2 a week. Why wouldn’t you?
See all benefits of Essential Cover
| Personal Accident | (incl cover limit) |
|---|---|
| Non-Medicare medical costs | $10,000 |
| Accidental damage | $1,500 |
| Malicious damage | $1,500 |
| Income replacement | $50,000 |
| Theft at or away from home | $1,500 |
| 3rd Party Property Cover | $10,000,000 |
| 3rd Party Bodily Injury Cover | $10,000,000 |
| Permanent injury | $100,000 |
| Loss and damage in transit up to | $1,500 |
| Death lump sum payment | $50,000 |
| Funeral | $5,000 |
| Home help expenses | $5,000 |
| Chauffeur plan | $4,000 |
| Home and motor vehicle modifications | $10,000 |
| Counselling support | $2,000 |
If you're looking for a higher level of bike cover, or cover whilst overseas or racing, our Comprehensive Cover could be for you.
Comprehensive Cover
Our Comprehensive Cover insurance policy has been designed for the racer who likes to travel overseas and needs some extra cover for their beloved bike.
Comprehensive Cover provides all the benefits of Essential Cover, plus more:
- Up to $30K worth of accidental bike damage and theft
- Cover whilst travelling overseas
- Racing cover
- Custom parts and accessories
- Bicycle rack cover
- New for old replacement (first two years)
View full benefits of Comprehensive Cover
Our Comprehensive Cover is for those who need all the benefits of Essential Cover and more. You’ll get a larger value of cover for accidental damage and theft of your bike up to $30K, overseas and racing cover, plus new for old replacement (first two years) and more.
If riding is your passion, then our Comprehensive Cover product could be the right choice for you.
See all benefits of Comprehensive Cover
| Personal Accident | (incl cover limit) |
|---|---|
| Non-Medicare medical costs | $10,000 |
| Accidental damage | $30,000 |
| Malicious damage | $30,000 |
| Income replacement | $50,000 |
| Theft at or away from home | $30,000 |
| 3rd Party Property Cover | $10,000,000 |
| 3rd Party Bodily Injury Cover | $10,000,000 |
| Permanent injury | $100,000 |
| Loss and damage in transit up to | $30,000 |
| Death lump sum payment | $50,000 |
| Funeral | $5,000 |
| Home help expenses | $5,000 |
| Chauffeur plan | $4,000 |
| Home and motor vehicle modifications | $10,000 |
| Parent incovenience expense | $2,000 |
| Cover Includes | |
| Overseas riding | yes |
| Racing | yes |
| New for old (first 2 years) | yes |
| Road hazard | yes |
| Bicycle rack cover | yes |
| Worldwide extension | yes |
| *Custom parts | yes |
| *Additional wheelsets | yes |
| *Accessories | yes |
Compare our two products side by side
Product comparison chart.
| Features | Essential Cover(incl cover limit) | Comprehensive Cover(incl cover limit) |
|---|---|---|
| Price Per Year | $100 | Varies - Quote generated depending on value of bike/s |
| Personal Accident : Non-Medicare medical costs | $10,000 | $10,000 |
| Accidental damage | $1,500 | $30,000 |
| Malicious damage | $1,500 | $30,000 |
| Income replacement | $50,000 | $50,000 |
| Theft at or away from home | $1,500 | $30,000 |
| 3rd Party Property Cover | $10,000,000 | $10,000,000 |
| 3rd Party Bodily Injury Cover | $10,000,000 | $10,000,000 |
| Permanent injury | $100,000 | $100,000 |
| Loss and damage in transit | $1,500 | $30,000 |
| Death lump sum payment | $50,000 | $50,000 |
| Funeral | $5,000 | $5,000 |
| Home help expenses | $5,000 | $5,000 |
| Chauffeur plan | $4,000 | $4,000 |
| Home and motor vehicle modifications | $10,000 | $10,000 |
| Counselling support | $2,000 | $2,000 |
| Parent inconvenience expense | $2,000 | $2,000 |
| Overseas riding | no | yes |
| Racing | no | yes |
| New for old (first 2 years) | no | yes |
| Road hazard | no | yes |
| Bicycle rack cover | no | yes |
| Worldwide extension | no | yes |
| *Custom parts | no | yes |
| *Additional wheelsets | no | yes |
| *Accessories | no | yes |
* For more information read the
Comprehensive Cover Product Disclosure Statement
