Wiggle Cycle Insurance
The new standard in bicycle and cycle insurance
Cycle insurance made easy
Two straightforward packages. We’ve made it easy for you to choose the right package for your ride
We don’t do complicated
Our bicycle insurance is there to help protect you, and designed to give you a peace of mind while ridingOur Cycle Insurance
Why insure with us?
Exceptional value policy benefits from Wiggle Bicycle Insurance. Our policy benefits are geared to make your bicycle insurance experience straightforward and your claims process as smooth as possible. View our full list of benefits.-
Third Party LiabilityAccidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians whilst riding the insured bicycle, Wiggle can protect you for up to $10,000,000 of Third Party Property Damage Cover and $10,000,000 for Third Party Bodily Injury. An essential benefit to protect you financially.
Personal Accident: Death Lump Sum or Permanent LossIn the event of a serious injury or death sustained from riding your insured bike, we’ll provide up to $10,000 of personal accident cover to give your family peace of mind. You shouldn’t risk riding without it.
Personal Accident: Non-Medicare medical costIf you are injured as a result of a crash whilst riding your insured bicycle, we will reimburse your reasonable costs, up to a maximum of $1,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury.
Theft & Accidental DamageIf your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack. -
New for OldIf you’ve purchased a new bike that is stolen or damaged beyond repair within 2 years of the purchase date, with our Comprehensive cover we can assist to get you back in the saddle on a new shiny bike.
Taxi Fare ReimbursementThe reasonable cost of transportation for you and your bicycle to the nearest public transport station, bicycle repair shop or your home, whichever is nearer, if your bicycle breaks down and cannot be repaired at the breakdown scene. We will pay up to $65 during any one period of insurance.
Worldwide Cover ExtensionWhether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with up to 90 days overseas travel with your Comprehensive Policy as long as you advise us in advance of your travel.
Bike Box CoverIf your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories listed on your Comprehensive policy to get covered. -
Replacement Cycle HireThe reasonable cost of hire of a comparable bicycle when your bicycle is damaged in a claimable event while in transit or being used for non-commercial purposes abroad and policy is endorsed for Worldwide Travel Extension. We will pay up to $500 during any one period of insurance.
Listed Riding Gear and ApparelAt Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your clothing and/or footwear (amongst loads of other kit) in the event they’re stolen or damaged.
-
Third Party LiabilityAccidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians whilst riding the insured bicycle, Wiggle can protect you for up to $10,000,000 of Third Party Property Damage Cover and $10,000,000 for Third Party Bodily Injury. An essential benefit to protect you financially.
-
Personal Accident : Death Lump Sum or Permanent LossIn the event of serious injury or death sustained from riding your bike, we’ll provide up to $10,000 of personal accident cover to give you and your family peace of mind. You shouldn’t risk riding without it.
-
Personal Accident: Non-Medicare medical costIf you are injured as a result of a crash whilst riding your insured bicycle, we will reimburse your reasonable costs, up to a maximum of $1,000 in the aggregate over the period of insurance, for non-Medicare medical expenses incurred within 12 months of the injury.
-
Theft & Accidental DamageIf your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.
-
New for OldIf you’ve purchased a new bike that is stolen or damaged beyond repair within 2 years of the purchase date, with our Comprehensive cover we can assist to get you back in the saddle on a new shiny bike.
-
Taxi Fare ReimbursementThe reasonable cost of transportation for you and your bicycle to the nearest public transport station, bicycle repair shop or your home, whichever is nearer, if your bicycle breaks down and cannot be repaired at the breakdown scene. We will pay up to $65 during any one period of insurance.
-
Accessories & ClothingAt Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged. -
Worldwide Cover ExtensionWhether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with up to 90 days overseas travel with your Comprehensive Policy as long as you advise us in advance of your travel.
-
Bike Box CoverIf your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories listed on your Comprehensive policy to get covered.
-
Replacement Cycle HireThe reasonable cost of hire of a comparable bicycle when your bicycle is damaged in a claimable event while in transit or being used for non-commercial purposes abroad and policy is endorsed for Worldwide Travel Extension. We will pay up to $500 during any one period of insurance.
-
Listed Riding Gear and ApparelAt Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your clothing and/or footwear (amongst loads of other kit) in the event they’re stolen or damaged.
What we cover
Wiggle Biycle Insurance is designed to protect every type of bicycle. There’s no need for specialist mountain bike insurance, triathlon insurance or road bike insurance – our straightforward policy fits all!-
Road BikesWhether you race or cycle for fun we can insure you and your bicycle against the risks you may face on the road. -
Mountain BikesWhether you enjoy cross country or the adrenaline of downhill, our cycle insurance protects both rider and equipment in their pursuit for off road thrills. -
E-BikesWe have thought of everything so you don’t have to. Our E-Bike cover offers you everything you would expect from a specialist bicycle insurer. -
Hybrid BikesBicycle insurance for riding on multiple terrains. Your trusty hybrid will be covered for both on and off road riding. -
Commuter BikesCommute in confidence in the knowledge that you’re insured when riding on busy City roads.
Insurance Comparison
Wiggle have made it easy for you to compare bicycle insurance. Our table below compares Wiggle Bicycle Insurance with other providers and organisations offering insurance to cyclists. It’s easy to compare on price but you should always check what is actually included in the price you have been quoted./ Wiggle Insurance
/ Home & Contents
/ Cycling Membership Programme
/ Specialist Cycling Insurers
Accidental Damage
yes
no
unlikely
yes
Theft - Home and away
yes
yes
no
yes
Zero Admin Fees
yes
unlikely
yes
yes
Personal Accident
yes
no
yes
yes
Public Liability
yes
unlikely
yes
no
Accidental Damage
Theft - Home and away
Zero Admin Fees
Personal Accident
Public Liability
Wiggle Insurance
Home & Contents
Cycling Membership Programme
Specialist Cycling Insurers
yes
no
unlikely
yes
yes
yes
no
yes
yes
unlikely
yes
yes
yes
no
yes
yes
yes
unlikely
yes
no
About Wiggle Cycle Insurance
Let us introduce ourselves
We are the online retailer run by people who love cycling. We know the highs and lows of cycling and that’s why we’ve developed Wiggle Cycle Insurance – we want people to experience the joy of cycling without having to worry about the bad stuff. We’re on a mission to:- / Provide anyone who cycles with a bicycle insurance product that is relevant to their needs
- / Help make your bicycle insurance choice less confusing and easy to buy
- / Deliver bicycle insurance that is great value for all types of cyclists
We don’t do complicated.
Our bicycle insurance is there to help protect you, and designed to give you a peace of mind while riding. We don’t upsell you benefits that you may not need. We are straightforward bicycle insurance that you can rely on.
Testimonials
“Excellent. Truly premium service.”Excellent, excellent and excellent again.
My bike’s frame broke and I reached out to my insurance. Honestly, I thought I would be a stressful and complicated situation but the guys from Wiggle handled it like absolute PROs. My policy was managed by Stephan and from start to finish he dealt with me like an absolute gentleman. My claim was resolved in one week and I am extremely happy with the outcome.
I had one bike insured with Wiggle, now I am insuring a second one.I can’t recommend these guys enough.
Keep it up Wiggle!
Stefan
“Excellent service when you really need it”I originally purchased the insurance because it was a good price and provided excellent coverage, and having had good experiences with Wiggle generally I figured their insurance should also be a great product. I recently had an accident that resulted in a cracked carbon frame, and I could not praise Wiggle highly enough for how the claim was managed. I was looked after by Conrad de Jongh who was nothing but professional and efficient throughout my claim. They were also happy to offer me a cash settlement to the value of the repair costs, which means I do not have to live with the slight distrust of a repaired carbon frame.
All in all, I cannot think of a single way my claim could have been handled better, and I could not recommend Wiggle Insurance more highly.
Tim Womack