We’ll get you back on your bike

If the bad stuff happens we’ll get you back on your bike as quickly as possible with our Essential Cover insurance for only $100 a year

Five minutes is all you need to take out a policy online for cycling peace of mind.
 
Or if you're looking for Insurance cover for racing, travel and up to $30k of theft cover, our Comprehensive Cover insurance could be for you.
 

Essential Cover

Our Essential Cover Insurance policy has been designed to include what we think every cyclist may need in bicycle insurance. All for $100 per annum or monthly installments.
 
 

Essential Cover provides the following insurance benefits:

  • $10K non-Medicare medical cost cover for personal accident
  • $1.5K accidental damage or theft of your bike
  • $50K income replacement
  • $10 million for any 3rd party body or property damage
  • $100K pay out for permanent injury

All this and more for an affordable annual premium of $100.
View full benefits of Essential Cover

This is the Essential Cover that anyone who rides a bike should have. Give yourself and your loved one peace of mind.
 
If you do a header off your bike tomorrow what would happen?
You need to be covered for personal injury. Plus we'll cover bike damage or loss up to $1,500 and we protect your assets from 3rd party claims against you.
All for less than $2 a week. Why wouldn’t you?

See all benefits of Essential Cover

Personal Accident(incl cover limit)
Non-Medicare medical costs$10,000
Accidental damage$1,500
Malicious damage $1,500
Income replacement $50,000
Theft at or away from home $1,500
3rd Party Property Cover$10,000,000
3rd Party Bodily Injury Cover$10,000,000
Permanent injury$100,000
Loss and damage in transit up to$1,500
Death lump sum payment$50,000
Funeral$5,000
Home help expenses$5,000
Chauffeur plan$4,000
Home and motor vehicle modifications$10,000
Counselling support$2,000

 

If you're looking for a higher level of bike cover, or cover whilst overseas or racing, our Comprehensive Cover could be for you.

Comprehensive Cover

Our Comprehensive Cover insurance policy has been designed for the racer who likes to travel overseas and needs some extra cover for their beloved bike.
 
 

Comprehensive Cover provides all the benefits of Essential Cover, plus more:

  • Up to $30K worth of accidental bike damage and theft
  • Cover whilst travelling overseas
  • Racing cover
  • Custom parts and accessories
  • Bicycle rack cover
  • New for old replacement (first two years)

View full benefits of Comprehensive Cover 

Our Comprehensive Cover is for those who need all the benefits of Essential Cover and more. You’ll get a larger value of cover for accidental damage and theft of your bike up to $30K, overseas and racing cover, plus new for old replacement (first two years) and more.
 
If riding is your passion, then our Comprehensive Cover product could be the right choice for you.

See all benefits of Comprehensive Cover

Personal Accident(incl cover limit)
Non-Medicare medical costs$10,000
Accidental damage$30,000
Malicious damage $30,000
Income replacement $50,000
Theft at or away from home $30,000
3rd Party Property Cover$10,000,000
3rd Party Bodily Injury Cover$10,000,000
Permanent injury$100,000
Loss and damage in transit up to$30,000
Death lump sum payment$50,000
Funeral$5,000
Home help expenses$5,000
Chauffeur plan$4,000
Home and motor vehicle modifications$10,000
Parent incovenience expense$2,000
Cover Includes
Overseas riding
yes
Racing
yes
New for old (first 2 years)
yes
Road hazard
yes
Bicycle rack cover
yes
Worldwide extension
yes
*Custom parts
yes
*Additional wheelsets
yes
*Accessories
yes

 

Compare our two products side by side

Product comparison chart.

FeaturesEssential Cover(incl cover limit)Comprehensive Cover(incl cover limit)
Price Per Year$100Varies - Quote generated
depending on value of bike/s
Personal Accident : Non-Medicare medical costs$10,000$10,000
Accidental damage$1,500$30,000
Malicious damage$1,500$30,000
Income replacement $50,000$50,000
Theft at or away from home $1,500$30,000
3rd Party Property Cover $10,000,000$10,000,000
3rd Party Bodily Injury Cover $10,000,000$10,000,000
Permanent injury$100,000$100,000
Loss and damage in transit$1,500$30,000
Death lump sum payment$50,000$50,000
Funeral$5,000$5,000
Home help expenses$5,000$5,000
Chauffeur plan$4,000$4,000
Home and motor vehicle modifications$10,000$10,000
Counselling support$2,000$2,000
Parent inconvenience expense$2,000$2,000
Overseas riding
no
yes
Racing
no
yes
New for old (first 2 years)
no
yes
Road hazard
no
yes
Bicycle rack cover
no
yes
Worldwide extension
no
yes
*Custom parts
no
yes
*Additional wheelsets
no
yes
*Accessories
no
yes
 
* For more information read the
Comprehensive Cover Product Disclosure Statement